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That's not investing

Are You the
Dumb Money Guy
in the Room?

$995/month

Exclusive. High-touch.
Limited spots available.

What is dumb money?

1. Money that is invested in someone else’s investment fund. 

2. Money that is passive (no decision authority) earning only a small slice of the pie.

3. Money that is invested into something you know little about.

Literally, that’s what we call dumb money while you’re writing the check..

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What is dumb money?

1. Money that is invested in someone else’s investment fund. 

2. Money that is passive (no decision authority) earning only a small slice of the pie.

3. Money that is invested into something you know little about.

Literally, that’s what we call dumb money while you’re writing the check..

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What is parked money?

ETFs

t-bills

high-yield savings accounts

These are “perfect markets” where you can park and accumulate money, while you ferret out a true investment. You do not make money in “perfect markets.” You only park your funds there.

90% of the things the newly minted “YouTube Guru’s” tell you to do is not investing.

Most of these schemes only make money for the person selling them to you.

so if those aren’t smart investments, what is?

Leveraged money into an asset that you understand, that generally has high utility value.

True investing requires you to have “specialized superior knowledge.”

Investing is not parking and it is certainly not gambling.

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pop quiz!

You have $50,000.00

You put it in a high-yield savings account with 4.5% interest

(let's say it is a tax advantaged retirement account)

How much have you made in 10 years?

*Drum RoLl*

50,000 + 28,350 (ROI) = 78,350.00

Assuming inflation is in that range, your true return would be zero!!!

That’s the definition of dumb money. 

How much do you think the bank made off of YOUR money?
They made HUNDREDS OF THOUSANDS.

HI, I'M RICK...

I'm the CEO and Founder of RenaFi. I have been personally involved with finance over the majority of my 45 year career; Real Estate brokerage, RE investing, RE lending, Mortgage Underwriting, Ltd Partnerships, Joint Venture investing, Socially Conscious lending, and small business formation.

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What are the steps to turn “dumb money” into “smart money”?

  1. Develop a growth mindset.

  2. Align your goals with your core values.

  3. Use your superior knowledge applied within a sector.

  4. Build confidence in your sector.

  5. Be a hunter, analyzer and have the vision to see what others don’t.

  6. Have the ability to turn on a dime AND the grit to stay the course.

  7. Become addicted to the game.

  8. Master your lane. Stay in your lane.

Nothing about this has anything to do with taking advantage of desperate sellers.

Nothing about this has anything to do with ripping off naive buyers.

Introducing my new program:

That's not investing

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You will learn how to never be the "dumb money" guy again.

You will learn how to change your mindset to be more successful.​

You will learn the skills to start making real investments with REAL returns.

It is what you don’t know that hurts you.

It is the little things that make or break your business plans.

Learn systems and routines that make you more successful with reduced stress.

Learn my system model: Values - Goals - Objectives - Tasks

This is not another one of those
pre-recorded courses

(But you can access it anywhere)

What do you get?

1 on 1's

Highly effective, exclusive, private

strategy sessions with Rick. 

Become unstoppable.

Community Access

Where you can ask questions and get help in-between sessions.

ideation & inspiration 

Sessions devoted to clarifying your vision and operational plans.

Group Coaching

Expert lead rapid-fire brain storming, think tanking, with successful peers.

$995/ month

Exclusive. High-touch. Limited spots available.

What you should actually be doing with ETFs and High Yield Savings Accounts, Real Estate, and much more.

Information Sessions

What if...

What if I don't like it? 

What if I don't see results? 

Cancel within 2 weeks after your first session for 100% of your money back.

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I am not a financial advisor. I can’t tell you exactly what you should be investing in. But I will help you find your lane, think about it critically, make smart moves, and repeat.

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